Compare and select the best credit card that most suitable for your daily usage.
Citi Cashback Credit Card

$888
Min Monthly Spend
8%
Dining – Cashback Rate
on dining
8%
Spending – Cashback Rate
on dining, petrol and groceries
- Get S$200 NTUC Fairprice vouchers, Takashimaya vouchers or Grab promo codes upon approval new customers only. Promo ends 31 August 2019. Terms and Conditions apply.
- 8% cash back on Dining, Groceries & Petrol daily, worldwide. Subject to cash back cap of S$25 per category per statement month with a min. spend of S$888 per statement month.
- Fuel savings of up to 20.88% at Esso & Shell.
- Up to S$1,000,000 coverage when you charge your travel tickets to the card.
- All other retail spend earns 0.25% cash back, no cap.
- Bonus 7.75% cash back on Dining, Groceries, and Petrol spend is capped at S$25 cash back per category per statement month
$200 Fairprice vouchers, Takashimaya vouchers or Grab promo codes upon approval new customers only.
- Get $30 NTUC FairPrice vouchers upon approval for existing customers.
- Terms and Conditions apply.
- Promotion valid till 31 August 2019.
APR
Minimum Payment: 1% of current a/c balance plus 1% outstanding amount plus late charges or S$50, whichever is higher.
Late payment charge : S$100 if Minimum Payment Due is not received on or before the Payment Due Date.
Interest On Purchases : 26.9%
Interest On Cash Advance : 28.0%
Interest Free Repayment Period : 25 Days
Fees
Annual fee : S$192.60 (First Year Fee Waiver)
Foreign Currency Transaction Fee : 3.0%
Standard Chartered Unlimited Credit Card

No minimum
Min Monthly Spend
5%
Spending – Cashback Rate
with the Unlimited account
1.5%
Cashback all spending
on dining, petrol and groceries
- Apply for the Unlimited account and Unlimited Cashback Credit Card and earn up to 5% cashback on your Unlimited Cashback Credit Card spend! Receive up to S$260 cash and cashback when you apply. Terms and Conditions apply.
Welcome Offer | New Cardholders | Existing Cardholders |
Unlimited Credit Card and Unlimited$aver Account | S$160 cashback | S$100 cashback |
Gift (Unlimited Cashback Credit Card) | S$100 Cash | S$50 Cash |
Total cash and cashback | S$260 | S$150 |
- Get S$100 cash when your card is activated – for new customers only! Existing customers get $50 cash. Promotion is valid till 31 August 2019. Terms and Conditions apply.
- Get S$80 cash back for new customers & S$20 cash back for existing customers! This promotion ends 30 Sept 2019. Terms and Conditions apply.
- Sign up for an Unlimited account and receive up to S$80 cashback. Terms and Conditions apply. Promotion valid till 30 Sept 2019.
- Enjoy 1-for-1 Dining Privileges at selected restaurants with The Good Life®
- 1.5% cashback for all eligible spends. No min. spend and no cash back cap.
- Double up as your EZ-Link card for hassle-free auto top-up with EZ-Reload
Receive S$100 cash when your card is approved and activated for new customers.
- Existing customers receive S$50 cash.
- Terms and Conditions apply.
- Promotion till 31 August 2019.
HSBC Advance Credit Card

$2000
Min Monthly Spend
1.5%
Cashback All Spending
2.5%
Oversea Spending – Cashback Rate
on foreign currency spend
- Sign Up gift for New Cardholder: S$150 cash back or Samsonite T5 Spinner with built-in scale worth S$560. Existing cardholders receive up to S$30 cashback.
- To qualify for the sign up gift, Cardholder will have to spend a minimum of S$800 within a month of card approval for sign up gift. Promotion is valid till 30 Sept 2019. Terms and Conditions apply.
- Receive $20 Grab Vouchers when you apply via MyInfo. Terms and Conditions apply.
- Complimentary ENTERTAINER access with 1-1 lifestyle, dining and hotel deals. Terms and Conditions apply.
- Receive 2.5% cash back on all purchases with min. monthly spend of >S$2,000, or receive 1.5% cash back with a monthly spend of S$2,000 and below. No minimum spend required. Cash back cap at S$70 per month.
- Additional 1% cash back for Advance banking customers for both spend tiers. Cash back at S$125 per month and perpetual annual fee waiver for Advance banking customers.
- Get up to 16% instant petrol discount at all Caltex and Shell stations
- Choice of S$150 cashback or Samsonite T5 Spinner worth S$560 for new cardholders
- Existing cardholders will receive S$30 cashback
- To qualify, cardholder will have to spend a minimum of S$800 in the first month after card approval
- Promotion valid till 30 Sept 2019
- Terms & Conditions apply.
American Express True Cashback Card

No minimum
Min Monthly Spend
2.5%
Cashback All Spending
on all spend for HSBC Advance Banking Customers
2.5%
Spending – Cashback Rate
for non-HSBC Advance Banking Customers
- Receive $80 cash via PayNow when you meet min spend of $500 within the first month. Terms and Conditions apply. Promotion ends 31 August 2019.
- Earn up to 2.5% cashback (1.5% cashback + additional 1%) on foreign currency spend with no minimum spend and no earn cap. Registration is required. Terms and Conditions apply.
- Welcome offer: Enjoy 3% cash back on up to total of S$5,000 spend for first 6 months.
- Get 1.5% cash back on purchases of all eligible spend. No cap and no minimum spend
- Receive immediate Cashback in the same month’s statement as your purchases.
- Purchase your travel ticket with your American Express True Cashback Card and receive free travel insurance benefits of up to S$350,000.
- 3% cashback on all spend on in first 6 months.
- Capped at first S$5,000 spend, thereafter cashback of 1.5% cashback (standard rate) applies.
- Terms and Conditions apply.
- SingSaver Exclusive: Receive $80 cash via PayNow for new customers when you spend $500 within the first month of card approval. Terms and Conditions apply.
- Valid till 31 August 2019
CIMB Platinum MasterCard

$800
Min Monthly Spend
10%
Oversea Spending – Cashback Rate
on travel in foreign currency
10%
Spending – Cashback Rate
on wine & dine, health & medical
- Get S$50 cash via PayNow when your card is approved! Promotion ends 31 August 2019. Terms and Conditions apply.
- Receive S$50 cash credit when you apply and spend a minimum of S$1,200 for first 3 months. Promotion valid till 30 Sept 2019. Terms and Conditions apply.
- Receive up to S$30 cash credit when you convert your big ticket purchases to interest-free instalments. Promotion valid till 30 Sept 2019. Terms and Conditions apply.
- 10% cashback on (1) wine & dine, (2) travel in foreign currency, (3) health & medical, (4) transport & petrol, (5) electronics & furnishing at selected merchants.
- The 10% cashback is capped at S$100 per statement month per Principal Cardmember and up to S$20 per category.
- Save on the hassle of carrying a separate transit card or topping up stored-value transit cards. Simply Tap & Go with your card for your bus and train rides.
- Shop online with a peace of mind with complimentary e-Commerce Purchase Protection Insurance by Mastercard. Terms and conditions apply. Find out more.
- 0.2% cashback on all other local and overseas spend and when 10% cashback exceeds S$100 cashback cap. No min. spend. No cashback cap.
- Annual fees waived for life.
- To qualify for the 10% cashback, Cardmembers must spend at least S$800, all posted in the same statement month.
- The 10% cashback consists of the base cashback of 0.2% and an additional 9.8% cashback. Beyond the cap, Cardmembers will earn 0.2% cashback on all spend.
Receive $50 cash via PayNow when you apply and have your card approved for both new and existing customers
- Please use your PayNow registered mobile number when submitting your Rewards Redemption Form in order to receive your rewards.
- Terms and Conditions apply.
- Promotion valid till 31 August 2019.
Requirement | Gift |
Spend a min of S$1,200 for first 3 months | S$50 cash credit |
Convert min of S$500 in spend to interest-free instalments | S$30 cash credit |
S$80 cash credit |
- Valid for new cardholders till 30 Sept 2019
- Terms and Conditions apply
American Express Singapore Airlines KrisFlyer Credit Card

No Fee
Air Miles Conversion Fee
1.1Miles Per Dollar
Local Spending – Air Miles Conversion
$3.1Miles Per Dollar
Dining – Air Miles Conversion
on participating dining merchants
- NEW!Receive up to 30,700 KrisFlyer Welcome and Bonus Miles. Terms and Conditions for exclusive bonus miles apply. Other Terms and Conditions apply.
Spending requirement | Air Miles Reward |
First Spend | 5,000 |
Spend $1,000 within 1 month of card approval | 4,200 + 1,100 |
Spend another $4,000 within 3 months of card approval | 7,500 + 4,400 |
First 2 approved supplementary cards | 3,000 |
Each successful friend referral | 5,000 |
First Spend on Grab | 500 |
30,700 |
- Earn 3.1 KrisFlyer miles for every S$1 spend on Grab rides, up to S$200 each calendar month. Terms and Conditions apply.
- Earn 3.1 KrisFlyer Miles for every S$1 spent on selected coffee, fast food, food delivery, pharmacy, and entertainment merchants. Terms and Conditions apply.
- Earn 1.1 KrisFlyer miles per S$1 spend. Earn 2 KrisFlyer miles per S$1 spend in foreign currency in June and December.
- Earn 2 KrisFlyer miles per S$1 spend on purchases made singaporeair.com, SingaporeAir mobile app, silkair.com and KrisShop (in-flight and online), with no cap
- Receive S$150 Cashback for use on your next purchase on singaporeair.com when you spend S$12,000 on your Card from 1 July 2019 to 30 June 2020.
- Receive 1,500 KrisFlyer miles each, for the first two approved Supplementary Cards.
- Automatic transfer of miles to your KrisFlyer account with no fees
Welcome Offer
Receive 30,700 miles
Spending requirement | Air Miles Reward |
First Spend | 5,000 |
Spend $1,000 within 1 month of card approval | 4,200 + 1,100 |
Spend another $4,000 within 3 months of card approval | 7,500 + 4,400 |
First 2 approved supplementary cards | 3,000 |
Each successful friend referral | 5,000 |
First Spend on Grab | 500 |
30,700 |
- Exclusive Bonus Miles Terms and Conditions apply.
- Other Terms and Conditions apply.
Citi PremierMiles Visa Card

S$25
Air Miles Conversion Fee
1.2Miles Per Dollar
Local Spending – Air Miles Conversion
2 Miles Per Dollar
Oversea spending- Air Miles Conversion
- Exclusive offer: Get S$200 NTUC Fairprice vouchers, Takashimaya vouchers or Grab promo codes upon approval new customers only. Promo ends 31 August 2019. Terms and Conditions apply.
- Get 30,000 bonus miles with annual fee payment + spend a min. of $7,500 within the first 3 months for NEW cardholders. Promo ends 30 September 2019. Terms and Conditions apply Existing customers applying under this link are not eligible for this promotion.
- Get S$30 cash vouchers upon approval for existing customers. Promo valid till 31 August 2019.
- Earn 2 Citi miles per S$1 overseas spend in foreign currency on retail purchases.
- Earn 1.2 Citi miles per S$1 local spend. 1 Citi Mile = 1 Mile with KrisFlyer, Asia Miles, Royal Orchid Plus and etc. S$25 administration fee will be charged for each FFP redemption.
- Enjoy up to 10 miles per S$1 spend at Kaligo, Agoda and Expedia. Terms and Conditions apply.
- Complimentary access to over 600 airport VIP lounges twice a year with Personalised Priority Pass membership card.
- Earn 10,000 Citi Miles with card membership renewal, subject to annual fee payment. Citi Miles never expire.
- Redeem your miles for flights, hotels, rewards or cash rebates. 1,650 Citi Miles = S$10 cash rebate.
- Up to S$1 million in insurance coverage when you charge your travel tickets to Citi PremierMiles.
Choice of $200 FairPrice vouchers, Takashimaya vouchers or Grab promo codes for new customers.
- Get $30 cash vouchers upon approval for existing customers.
- Terms and Conditions apply.
- Promotion valid till 31 August 2019.
- Charge S$7,500 in 3 months.
- Offer is for New to Citi Credit Card customers only.
- Offer is subject to payment of 1st year annual fee.
- Promotion valid till 30 September 2019
- Terms and Conditions apply.
OCBC 365 Credit Card

$800
Min Monthly Spend
6%
Spending – Cashback Rate
local and overseas dining, everyday
6%
Local Online Shopping- Cashback Rate
on online shopping & food delivery
- Exclusive offer: Get S$100 cash back upon approval for new cardholders. Promo is valid till 31 August 2019. Terms and Conditions apply.
- Get 6% cash rebate for overseas and local dining, all day, including online food delivery
- 3% cashback on groceries at supermarkets, local and overseas, inclusive of online groceries
- 3% cashback on local and overseas private hire rides (e.g. ComfortDelGro, Ofo and Ryde), including local and overseas taxi
- 3% cashback on recurring telco bills and electricity bills
- 3% cashback on online air and cruise tickets purchase and online hotel and tour bookings (e.g. Agoda and Airbnb)
- Receive complimentary travel insurance of up to S$500,000 when you charge your round-trip air/sea/land travel tickets to your card
- Up to 23% fuel savings at Caltex and 5% cashback on fuel spend at all other petrol stations
- Annual fee waiver for first 2 years. Min. spend of S$10,000 for automatic waivers of annual fee for OCBC 365 Card.
- Min. spend of S$800 and Cashback cap of S$80 per month.
Receive S$100 cash back upon approval
- Only applicable for new cardholders (new OCBC principal credit card holder who is not holding any existing OCBC credit card
- Terms and Conditions apply
- Promotion valid till 31 August 2019.
CIMB Visa Signature Card

$800
Min Monthly Spend
10%
Cashback Retail
on online shopping
10%
Spending – Cashback Rate
on beauty & wellness, online shopping, groceries
- Exclusive offer: Get S$50 cash via PayNow when your card is approved! Promotion ends on 31 August 2019. Terms and Conditions apply.
- Receive S$50 cash credit when you apply and spend a minimum of S$1,200 for first 3 months. Promotion valid till 30 Sept 2019. Terms and Conditions apply.
- Receive up to S$30 cash credit when you convert your big ticket purchases to interest-free instalments. Promotion valid till 30 Sept 2019. Terms and Conditions apply.
- 10% cashback on (1) beauty & wellness, (2) online shopping, (3) groceries, (4) pet shops & veterinary services, (5) cruises
- The 10% cashback is capped at S$100 per statement month per Principal Cardmember and up to S$20 per category.
- Complimentary Travel Insurance of up to SGD$500,000 when you charge your full travel fares to your CIMB Visa Signature.
- Save on the hassle of carrying a separate transit card or topping up stored-value transit cards. Simply Tap to Pay with your card for your bus and train rides.
- Get unlimited 0.2% cashback on all other retail spends with your CIMB Visa Signature, at no minimum spend or monthly cap!
- Annual fees waived for life.
- To qualify for the 10% cashback, Cardmembers must spend at least S$800, all posted in the same statement month.
- The 10% cashback consists of the base cashback of 0.2% and an additional 9.8% cashback. Beyond the cap, Cardmembers will earn 0.2% cashback on all spend.
Receive $50 cash via PayNow when you apply and have your card approved for both new and existing customers
- Please use your PayNow registered mobile number when submitting your Rewards Redemption Form in order to receive your rewards.
- Terms and Conditions apply.
- Promotion valid till 31 August 2019.
Requirement | Gift |
Spend a min of S$1,200 for first 3 months | S$50 cash credit |
Convert min of S$500 in spend to interest-free instalments | S$30 cash credit |
S$80 cash credit |
- Valid for new cardholders till 30 Sept 2019
- Terms and Conditions apply
HSBC Visa Platinum Credit Card
- Exclusive offer: Get S$50 cash via PayNow when your card is approved! Promotion ends on 31 August 2019. Terms and Conditions apply.
- Receive S$50 cash credit when you apply and spend a minimum of S$1,200 for first 3 months. Promotion valid till 30 Sept 2019. Terms and Conditions apply.
- Receive up to S$30 cash credit when you convert your big ticket purchases to interest-free instalments. Promotion valid till 30 Sept 2019. Terms and Conditions apply.
- 10% cashback on (1) beauty & wellness, (2) online shopping, (3) groceries, (4) pet shops & veterinary services, (5) cruises
- The 10% cashback is capped at S$100 per statement month per Principal Cardmember and up to S$20 per category.
- Complimentary Travel Insurance of up to SGD$500,000 when you charge your full travel fares to your CIMB Visa Signature.
- Save on the hassle of carrying a separate transit card or topping up stored-value transit cards. Simply Tap to Pay with your card for your bus and train rides.
- Get unlimited 0.2% cashback on all other retail spends with your CIMB Visa Signature, at no minimum spend or monthly cap!
- Annual fees waived for life.
- To qualify for the 10% cashback, Cardmembers must spend at least S$800, all posted in the same statement month.
- The 10% cashback consists of the base cashback of 0.2% and an additional 9.8% cashback. Beyond the cap, Cardmembers will earn 0.2% cashback on all spend.
Receive $50 cash via PayNow when you apply and have your card approved for both new and existing customers
- Please use your PayNow registered mobile number when submitting your Rewards Redemption Form in order to receive your rewards.
- Terms and Conditions apply.
- Promotion valid till 31 August 2019.
Requirement | Gift |
Spend a min of S$1,200 for first 3 months | S$50 cash credit |
Convert min of S$500 in spend to interest-free instalments | S$30 cash credit |
S$80 cash credit |
- Valid for new cardholders till 30 Sept 2019
- Terms and Conditions apply
UOB One Card
- Exclusive Offer: Get S$50 cash reward when your card is approved! Promotion ends on 31 August 2019. Terms and Conditions apply.
- Receive up to S$150 cash credit for new credit card holders who charge a minimum of S$1,500 within the first 30 days. Promotion valid till 31 Oct 2019. Terms and Conditions apply.
- Up to 5% cash rebate on ALL retail spend or S$1,200 rebate in a year (Up to 3.33% rebate for spend below S$2,000)
- Get an additional 5% on Grab rides, food and top-ups when you qualify for your quarterly cash rebate. Terms and Conditions apply.
- Additional 10% SMART$ rebate at over 300 participating merchants across dining, groceries, shopping and more
- Travel Insurance Coverage of up to S$500,000 when you book your air tickets. Terms and Conditions apply.
- Petrol savings of up to 20.8% at Shell and 24% at SPC
- Upsize your savings with up to 3.88% bonus interest with UOB One Account
Receive S$50 cash when your card is approved and activated for new and existing customers.
- Terms and Conditions apply.
- Promotion valid till 31 August 2019.
- Spend a minimum of S$1,500 in the first 30 days of card approval.
- Only applicable for new customers only
- Terms and Conditions apply.
- Promotion valid till 31 Oct 2019
UOB PRVI Miles Visa Card

$25
Air Miles Conversion Fee
1.4Miles Per Dollar
Local Spending – Air Miles Conversion
2.4Miles Per Dollar
Overseas Spending – Air Miles Conversion
- Exclusive offer: Get S$50 cash reward when your card is approved! Promotion ends on 31 August 2019. Terms and Conditions apply.
- Receive up to S$150 cash credit for new credit cardholders who charge a minimum of S$1,500 within the first 30 days. Promotion valid till 31 Oct 2019. Terms and Conditions apply.
- Earn 6 miles per S$1 spent on major airlines and hotels booked through Expedia, UOB Travel, and Agoda
- No minimum spend and cap on miles earned at all times
- Earn 3 miles/S$1 on all Klook spend. Cardmembers will earn UNI$7.5 for every S$5 spent. Valid from 1 August to 29 February 2020. Terms and Conditions apply.
- 2.4 miles for every S$1 spent overseas and 1.4 miles for every S$1 spent locally.
- Complimentary travel insurance of up to S$500,000. Terms and Conditions apply.
- Terms & Conditions apply for all featured privileges and promotions
Receive S$50 cash when your card is approved and activated for new and existing customers.
- Terms and Conditions apply.
- Promotion valid till 31 August 2019.
- Spend a minimum of S$1,500 in the first 30 days of card approval.
- Only applicable for new customers only
- Terms and Conditions apply.
- Promotion valid till 31 Oct 2019